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If someone asks me what disrupts the balance between my business and my life I can easily list the culprits:

·         Over committing my time (I can’t say no and I get excited by interesting new projects).

·         Aspects of running my company that I am no good at (bookkeeping, operational procedures, etc.).

·         Day-to-day distractions that stop me getting my work done (I get hundreds of emails, countless telephone calls, letters, visitors, etc. every day).

·         The internet—I love it and get distracted by it, and have to find the time to finish projects that I didn’t get done because I was distracted (as you can tell I have a very short attention span).

·         Poor time management.

That is me being perfectly honest about myself. I get lots done, I work long hours and I have very high expectations of myself, but the above issues bring me undone faster than any others. Fortunately for me I have a great team of people to work with; they are very aware of each of these issues and do their utmost to prevent them from impacting on me.

I suggest that you write your own list. What causes you the greatest frustration in your business? Is it worrying about money? Having to manage your staff ? Is it caused by your suppliers? Or your customers? Again, try to be specific if you can. Often we haven’t actually taken the time to think through the causes of our day-to-day angst. You can then start to do something about it and, even more importantly, you can enlist the help of those around you, who can generally see you slowly destroying yourself as you battle the panicky feeling of being overwhelmed by your business.

Before you leap into action and start to change everything in your life, I suggest taking some time out to reflect on how your life is today, and how you imagined it would be. Some of it will be really on track, I am sure, but there are bound to be parts that are just not working for you.

In the normal state of craziness that most of us seem to live our lives in, there is little time to simply sit and reflect—but I think reflection is an incredibly powerful tool. To reflect on the journey that has got you to this point in your life means remembering the good and the bad, the dreams and the desires. To reflect on this means to take stock of where you are today, and this can really drive the change process because you will be motivated by remembering how you wanted your life to be.

There is a reason that meditation has become so popular in modern Western culture—remembering, of course, that it has been popular in some other cultures for thousands of years. (Perhaps we weren’t that quick off the mark.) Quiet reflection is a form of meditation and it can do wonderful things for us if we take the time and create the right environment to let it happen.

So while I am recommending that you take time to reflect on where you are today, I also strongly recommend building time into your life for reflection every day—maybe at the end of the day, or maybe in the morning when you get up. It’s up to you, but the things to think about are: How was the day you just experienced? What went well, and what didn’t? What could you have done better? What are you proud of ?

The funny thing about reflection is that you have to train your mind to do it; you need to ask the questions. In the early stages, think of four or five questions and ask them of yourself at your chosen daily reflection session. After a while, they will form in your mind automatically. It will be very calming and you will be better able to break your bad habits if you become aware of them on a daily basis.

Manage finance is not so simple even for some people that is not a big problem. The key for handling our fund are a plan and strong commitment on plan application. If we strong on our plan that could be a good way to reach our goal. There are so many challenges on application and it can detect early base on our habit.

We should make a list containing all of our habits both good habit and bad habit. Write in detail so you can see what should be improved because if not improved you could have a lack on application. This lack or bad application like acne that can disturb our performance even just small piece so to remove it we need acne cream.

Don’t wait until your small bad habit will destruct your plan so remove it as soon as possible and keep on your good habit.