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Investment

Jun-9-2008 By admin

If you have more money and ready to put in investment plan, here I provide some information about investment methods:

·        If you just want to save your money and will be taken some day in urgent case, better if you choose ordinary bank saving.

·        If you want to keep your money in bank but just want to take it at the end of period, you can choose deposit investment.

·        If you to test your adrenalin in money market, with two risks win or lose, you can choose forex investment. This method has high risk with interval in few minutes. If win you will get big profit but if you make mistake in your choose your money will goes away. You can play your money by your self or you can ask help to futures broker and they will help you with additional fee.

       ·        Obligation investment has similar risk like forex 

Above investment option is only small sample for your reference and you can choose it as long as match with your financial plan. Good luck!

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Where should you invest?

Apr-10-2008 By admin

The basic objective is to make at least 5 percent long-term annual return at minimum risk.
• First, pay off all your debt.
• Invest in risk-free savings accounts if they pay interest at 5 percent or greater.
• You may be able to invest in “bonds” — government or company debt — that “yields” (pays interest) more than 5 percent.
• Long-term, direct investment in suitable property — maybe your home — is attractive. Long-run property prices — really the price of the land beneath the property — have risen about 8 percent a year. The supply of land is fixed, yet demand tends to rise, driven by demand for larger houses, second houses, and a falling number of people per household. Where popu lation and wealth are increasing — for example, most attractive and warm parts of the United States or Southern Europe, or expanding cities anywhere — land is a good long-term bet.
• Be chary of the stock market. It may fall and fall. If you have enough money to invest, consider a “market-neutral hedge fund,” one not affected by general stock market fluctuations. Hedge funds may be lower risk and more attractive than traditional “mutual funds,” which depend on rising stock markets.
• Shun anything — shares, property, or the latest hot trend —with recent sharp appreciation. Bubbles burst. Wait until prices fall and then stabilize. Never buy in a market that is rising or falling fast. In the short term, stick to safe investments even if you can only get 5 percent.
• Should you start your own business? Most millionaires become rich by starting a venture. But beware. Only one in twenty new businesses succeeds. Probably 99 percent of the payoff comes from 1 percent of the new ventures. Will you really be in the lucky 1 percent?
• Only invest in a new venture if you also have savings to fall back on. Don’t risk losing everything. If you won’t sleep at night, don’t invest. Becoming mega-rich probably won’t make you happy anyway. It’s a very bad gamble.
• If you’re passionate about starting your business, wait until you have cash that you can afford to lose. Or go for a low-risk venture that requires little capital — for example, a stall in the neighborhood market, a service business like mowing lawns or cleaning cars, or a delivery service using your own car.

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